228 loan - An Overview
228 loan - An Overview
Blog Article
(1) Information and facts indicating that a financial institution procured closed-conclude house house loan loans, modest organization loans, smaller farm loans, or automobile loans for the only or primary goal of inappropriately boosting its retail lending overall performance, like, although not restricted to, information indicating subsequent resale of these loans or any indicator that these types of loans happen to be regarded in many depository establishments' CRA evaluations, through which situation the Board won't take into account these loans while in the financial institution's functionality evaluation;
(6) A map of every facility-centered assessment space and, as applicable, Every retail lending evaluation area displaying the boundaries of the area and determining the census tracts contained in the region, both to the map or inside of a different listing; and
질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!
In Each and every applicable Retail Lending Take a look at Place, the Board evaluates originated and ordered loans in Every of the following products strains That could be a major product or service line, as explained in paragraph (d)(2) of the section:
(four) Are available to folks at a office the place nearly all staff are very low- or reasonable-profits, according to U.S. Bureau of Labor Stats info for the average wage for staff in that individual occupation or industry;
The Board works by using the facility-based evaluation places delineated by a financial institution in its analysis of the bank's CRA performance Until the Board decides that the ability-based mostly assessment areas usually do not comply with the necessities of this area.
For every of a financial institution's facility-dependent evaluation spots, the Evaluation Location Group Advancement Funding Benchmark steps the dollar quantity of community growth loans and Neighborhood advancement investments that profit or provide the ability-centered evaluation region for all significant depository institutions as compared to deposits situated in the power-based assessment spot for all large depository institutions, calculated pursuant to paragraph II.b of appendix B to this portion.
) Advantages or serves one or more geographic areas with small levels of Neighborhood development financing;
A financial institution or price savings Affiliation's history of effectiveness may be the foundation for denying or conditioning acceptance of an software stated in paragraph (a) here of the segment.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
The Board evaluates the record of the intermediate bank, or a little financial institution that opts for being evaluated under the Retail Lending Take a look at, of helping to meet up with the credit score needs of its overall Neighborhood in its outdoors retail lending location pursuant to § 228.22, for a selected calendar yr, if:
A lender which has been approved to become evaluated below a strategic strategy need to incorporate in its general public file a duplicate of that program although it really is in impact. A bank need not involve information and facts submitted to your Board over a confidential foundation in conjunction with the plan.
A lender must keep a general public file, in possibly paper or digital format, that includes the following data:
작성하신 게시글에 사용이 제한된 문구가 포함되어 일시적으로 등록이 제한됩니다.